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Australian First Finance

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Buy A Beach Front Property with Australian First Finance
Thinking of Investing? 
Whether you are building a nest egg, want to take advantage of tax savings, investing in property or other assets, SMSF, Trusts, these can all be a fantastic way to build wealth.  It’s attractive for several reasons including Rental Income, Capital Growth and Tax Effectiveness. Plus, with the right Investment Loan you may be able to use the equity you have built up in your own home and make your money work harder for you.

Seek Independent Financial Advice
Before deciding whether Property Investment is right for you, it is important you seek Independent Financial advice. While we can help you find the right investment loan, we cannot advise you regarding the most appropriate strategy or plan to achieve your financial goals.

Use the equity in your home to finance your investments
It may be possible for you to borrow against the equity in your current property for future investments (in more property, shares etc). This can be a more cost-effective option than taking out a personal loan.

Negative Gearing

Many property investors benefit from tax savings through gearing – where the ‘return’ from rental income is less than the borrowing cost of the investment this is called negative gearing. The loss may then be used as a tax deduction. Consult your Financial Adviser to see if can work for you.

Positive Gearing
Is where you actually make profit from owning investments, I sit more comfortably with this strategy you still have fantastic tax advantages without the burden of finding the added income to offset against any loss.
this is a wonderful strategy for wealth building.  Consult your Financial Adviser to see if can work for you. 

Do your research and beware of Scams

If an investment opportunity sounds too good to be true, it usually is. Do plenty of research and seek Independent Property and Financial advice, especially if you’re investing in an area you are not familiar with.


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Australian First Finance is a Corporate Credit Representative (CR No. 396887) of BLSSA Pty Ltd (Australian Credit Licence No. 391237)
Australian First Finance is a member of Australian Financial Complaints Authority  (AFCA) – Member Number 63696 and Australian First Finance is a member of Mortgage and Finance Association of Australasia (MFAA) – Member Number 3166
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